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LKG // ESG - 2025 EMPLOYEE BENEFIT PLANS

ESG - Health Reimbursement Arrangement (HRA) Video Explanations

Plan 1: Cigna OAP

Please refer to SBC & HRA illustration documents immediately below

ESG CONSUMER PORTAL TO FILE HRA CLAIMS ONLINE

ESG/LKG PPO OAP HRA BENEFIT SUMMARY Effective 1Jan2025 (pdf)

Download

CIGNA SBC OAP Plan Start 01.01.2025 (pdf)

Download

Plan 2: Cigna OAP+HSA

Please refer to SBC & HRA illustration documents immediately below

ESG CONSUMER PORTAL TO FILE HRA CLAIMS ONLINE

ESG/LKG HSA HRA BENEFIT SUMMARY Effective 1Jan2025 (pdf)

Download

CIGNA SBC HDHPQ OAP Plan Start 01.01.2025 (pdf)

Download

Plan 3: Cigna PPO

Please refer to SBC & HRA illustration documents immediately below

ESG CONSUMER PORTAL TO FILE HRA CLAIMS ONLINE

ESG/LKG PPO HRA BENEFIT SUMMARY Effective 1Jan2025 (pdf)

Download

CIGNA SBC PPO Plan Start 01.01.2025 (pdf)

Download

ESG: How to File Claims for Reimbursement (Forms / Guides)

ESG HRA Consumer Account Setup Instructions Handout 2025 (pdf)Download
ESG - How to File HRA Claim Online - Instructions 2025 (pdf)Download
ESG - How to File HRA Manual Claim - Form 2025 (pdf)Download

ESG - Flexible Spending Account (FSA) Video Explanations

FSA Medical, Limited Purpose, & Dependent Day Care

If ESG Debit Card cannot be used, you can file claims online by clicking the button below

ESG CONSUMER PORTAL - FSA ACCOUNT

ESG: FSA Plan Resources

ESG FSA Consumer Account Setup Instructions Handout 2025 (pdf)Download
2025 ESG FSA Overview Handout (Med + LP + DDC) (pdf)Download
2025 FSA & HSA Medical / Dental / Vision Eligible Expenses List (pdf)Download
ESG Consumer Portal & Smartphone App Overview (pdf)Download

ESG - Health Savings Account (HSA) Video Explanations

Only Available when Enrolled in Medical Plan 2: Cigna OAP+HSA

Also eligible for Limited Purpose FSA (Dental & Vision expenses only), Medical is paid for by the HSA

ESG CONSUMER PORTAL ACCESS - HSA ACCOUNT

ESG: HSA Plan Resources

HSA Consumer Account Setup Instructions Handout 2025 (pdf)Download
2025 HSA Medical & Dental/Vision Eligible Expenses List (pdf)Download
ESG HSA T&C + Custodial Agreement 2025 (pdf)Download
ESG HSA Transfer Form 2025 (pdf)Download
ESG HSA Death Distribution Form 2025 (pdf)Download

Participant Guide: About the Benefits by ESG Smartphone App

Manage accounts and submit claims with the ESG mobile app!


For further assistance, contact customerservice@esgcorp.biz

ESG Online Consumer Portal & Smartphone App Overview

Download PDF

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